Every product is designed around real cash flow realities — fast, flexible, and fully transparent.
To ensure a secure and responsible lending environment, all approved credit facilities require a refundable cash security deposit. This commitment fund acts as cash collateral to unlock your loan limit. Once your facility is fully repaid, your deposit is 100% refundable to you, or it can be utilised to instantly unlock higher credit limits for your next borrowing cycle. Please note: This is a security lien for active borrowers, not a public savings account.